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Contemporary Journal of Applied Psychology (CJAP), Vol 2 No 1, March 2015


SOCIAL SECURITY SYSTEMS IN NIGERIA: TYPES, PROSPECTS AND CHALLENGES


Igbo, Happiness I. PhD, Anyor, Magdalen H. & Kohol, Beatrice N. PhD
(Department of Psychology, Benue State University, Makurdi, Nigeria +2347062663826, uchoaondoaver@yahoo.com)

Abstract

The paper examined social security in Nigeria: Types, prospects and challenges. The paper defined social security as an organized social protection against want, poverty, disease amongst others which an individual may suffer as a result of various hazards due to loss of income, sickness etc. Social security system was discussed to include informal and formal systems. Government efforts to provide social security system was examined and include national directorate of employment programmes and its benefits. The challenges faced in the implementation of social security system include non coverage of the individuals that need the support, the menace of insurgency causing loss of lives and properties amongst others. The paper believes that guidance counsellors could assist in reducing the over dependence on government social security support by helping individuals acquire entrepreneurship skills that may help them to be self reliance. It was concluded that social security should be the concern of all who are capable of rendering the service to the needy.

Key words: Social Security, systems, Nigeria, prospects, challenges.

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