This study investigated the self-reinforcing nexus between ransom kidnapping, underdevelopment, and collective trauma in Nigeria’s high-prevalence regions. It posits that kidnap-for-ransom has evolved beyond a criminal act into a pivotal economic activity that fuels a vicious cycle. Through a remote, hybrid approach, including an online survey (n=420) and in-depth remote interviews (n=35), this research provides empirical evidence of this triad. Quantitative analysis reveals a significant negative correlation (r = -0.72, p < .01) between community kidnapping frequency and local market activity. Furthermore, regression models indicate that ransom payments account for an estimated 60-70% of the operational capital reported by interviewed security experts for armed groups in the study area. The psychological impact is equally severe, with survey data showing that 68% of respondents in high-exposure areas screened positive for PTSD, a rate significantly higher (p < .001) than in matched control groups.

Qualitative findings contextualize these numbers, revealing themes of economic paralysis, the systematic erosion of social trust, and the normalization of trauma. The study concludes that ransom kidnapping functions as a synergistic crisis. The findings provide an integrated framework for policymakers, demonstrating that effective responses must concurrently target these criminal financing networks, stimulate inclusive local development to restore livelihoods, and provide robust psychosocial support to break this destructive triad.