Disability policy is a litmus test of how states translate human-rights rhetoric into distributive outcomes. Nigeria’s 2018 Discrimination Against Persons with Disabilities (Prohibition) Act signals a paradigmatic shift from charity to rights; however, implementation of the policy remains embryonic. On the other hand, Scandinavian countries have institutionalized Universalist welfare architectures that consistently register the highest global disability employment rates. This paper evaluates the relevance of Nigerian disability policy against Scandinavian countries' practices. Drawing on a scoping review of empirical studies and policy documents published between 2008 and 2025, this paper compares Legal Frameworks, Financing Mechanisms, Service Infrastructures, and Socio-Cultural Attitudes. The analysis is anchored in the social model of disability and the United Nations Convention on the Rights of Persons with Disabilities (CRPD). Findings from this study indicate that Nigeria’s primary deficits lie in fiscal minimalism, horizontal coordination, and data-driven accountability, while Scandinavian countries' systems struggle with cost containment and migrant inclusion. The paper argues that selective policy transfer, particularly earmarked funding, user-led co-production, and universal design mandates, offers Nigeria a pragmatic pathway toward substantive compliance with the CRPD. In view of that, this study recommends that a statutory minimum disability budget, demand-side labor-market incentives, and the establishment of a Disability Data Observatory in Nigeria be implemented.